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A rough guide to the buying process
A week by week guide of the buying process. As soon as your offer is accepted by the Seller the following arrangements should be made.
Week 1
Solicitors to be instructed
Pay for Local search (if required)
Mortgage application to be completed
Pay for Survey (if required)
Week 2
Surveyor instructed by Mortgage Lender and Mortgage Valuation carried out.
Week 3
Your Solicitor should have received the draft contract by now and have commenced the various searches.
Survey Report should have been sent to you from your Mortgage Lender.
Week 4-5
Your Solicitor should now be in receipt of the Local Search
Your Solicitor should be in the process of raising further enquiries by now if not already done so.
You should be in receipt of the Mortgage offer (if applicable).
Week 6-8
Your Solicitor should have had replies to most of/ all of their enquiries.
You Solicitor should arrange for you to sign the contract and provide the deposit in
CLEARED FUNDS
if a deposit is required.
EXCHANGE OF CONTRACTS
and
COMPLETION
(moving) date fixed.